Loans & Advances

Loans and advances refer to any direct or indirect funding provided by a bank, which must be repaid. This includes various forms of financing, such as secured and unsecured loans, fixed-rate and variable-rate options, as well as amortizing and non-amortizing loans.
Advances are typically short-term solutions meant to address immediate financial needs and are repaid within a year, while loans are geared towards long-term financing. Both types carry interest and can be repaid in a lump sum, through installments, or on demand.
At Secunderabad Bank, we empower you to fulfill your financial needs with tailored solutions that fit your lifestyle and goals. Experience dynamic lending options designed to support your journey toward financial success!
Loans and advances are funds provided by banks, requiring repayment. They include options like secured or unsecured loans and fixed or variable rates.
Advances cater to short-term needs, repaid within a year, while loans serve long-term financing. Both involve interest and can be repaid in installments or as a lump sum.
At Secunderabad Bank, we help you fulfill your financial needs with flexible lending solutions tailored to your goals!

Gold Loan

A Gold Loan allows you to borrow funds by pledging your gold jewelry as collateral, providing quick access to cash with minimal documentation and competitive interest rates. While other companies may advertise rates below 1% but include hidden charges that raise the cost to 3%, we offer a straightforward rate of just 1% with no hidden fees.

Enjoy the convenience of immediate appraisal, with loan sanctioning within 15 minutes after due process. Secure the highest value for your jewelry and meet your financial needs without selling your valuable assets. Get your gold loan in just 15 minutes!

Vehicle Loan

A Vehicle Loan makes owning your dream car or two-wheeler more affordable and accessible. We customize the loan amount, tenure, and interest rates to suit your financial profile, ensuring flexible repayment options that work for you.

With fast approvals and minimal paperwork, you can hit the road in no time. Enjoy some of the best low-interest rates available and let us be your partner in the purchase. Get your dream vehicle with us today!

Demand Loan

A Demand Loan is a short-term financing option designed for individuals or businesses, repayable on demand by the lender. These loans can be secured or unsecured based on the borrower’s profile, making them versatile for urgent financial needs.

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With quick access to funds and flexible repayment terms tailored to your requirements, you can easily manage your immediate expenses. Enjoy some of the best low-interest rates available and get your instant credit for smaller needs today!

Loan on Deposit

A Loan on Deposit allows you to borrow against your Fixed Deposit, giving you access to funds without breaking your savings. Instead of forgoing interest on your deposit, you can obtain a loan equivalent to a percentage of your deposit amount while still benefiting from your interest earnings.

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This convenient solution offers quick liquidity, making it perfect for urgent needs while preserving your savings. With this option, you can keep earning from your deposits while accessing funds for shorter periods. Enjoy financial flexibility with Secunderabad Bank!

Other Secured Loans

At Secunderabad Bank, we understand that every financial journey is unique. That’s why we offer a range of other secured loans tailored to meet your diverse needs. These loans provide you with the flexibility to leverage your assets for funding, ensuring you have the support necessary for your personal or business goals.
Our competitive interest rates and adaptable terms make securing a loan straightforward and stress-free. Experience the ease of financing with us, and let our dedicated team guide you on your path to success. Whether you’re looking to invest in opportunities or manage unexpected expenses, we’re here to help you every step of the way!
Fulfill all your big needs with one click…

The Secunderabad Co-operative Urban Bank Ltd.,
1-4-908/7/2/B/1 to 4 (GR FLOOR),
Beside Gurunanak Care Hospitals, Musheerabad, Hyderabad-500020.

+918985083534
accounts@secunderabadbank.com