Corporate Banking

Corporate banking serves the financial needs of businesses, including large corporations and SMEs, by providing loans and essential banking solutions that foster growth and job creation.
At Secunderabad Bank, our dedicated professionals deliver personalized solutions tailored to your business, along with competitive rates and low fees for an economical banking experience.

Cash Credit

Cash Credit is a flexible short-term loan designed to support businesses with their working capital needs. It allows companies to borrow funds against their stock, inventory, or receivables, with a pre-approved credit limit. Businesses can withdraw funds as needed, and interest is charged only on the amount utilized, not the full limit. This facility is ideal for maintaining smooth cash flow, especially during day-to-day operations and seasonal demands. At Secunderabad Bank, you can fulfil all your business and professional needs with our tailored overdraft services, ensuring flexible and efficient financial management.

Over Draft

An Overdraft provides the flexibility to withdraw more than what’s in your account, up to a set limit, offering quick access to funds when you need it most. Whether for unexpected expenses or temporary cash flow gaps, this short-term credit solution allows you to manage finances smoothly without disrupting your routine. Interest is only charged on the amount used, and repayment is flexible, letting you settle the balance when funds are available. Secunderabad Bank’s overdraft facility is a reliable way to handle financial gaps, ensuring you stay on track, whether for business or personal needs.